MILWAUKEE (AP) _ An auto-title loan company has agreed to pay nearly $3 million and terminate thousands of liens to settle allegations it engaged in false and misleading conduct.

The state Justice and Financial Institutions departments along with the Legal Aid Society of Milwaukee have accused Wisconsin Auto Title Loans of tacking extra costs onto their loans by enrolling them in a motor club. Prosecutors say the company either didn't tell the customers or told them enrollment was a mandatory purchase.

Under the settlement, the company will pay $2.75 million into a restitution fund. The company also will extinguish all finance charges that have accrued on all open accounts and release all existing liens issued between 1999 and 2010.

The company's attorney, Kenneth Nowakowski, declined to comment Monday.